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Making Cents Making Cents Frances Cook Pivot to AI Pivot to AI David Gerard Rising Voices of Fundraising: The AFP Emerging Leaders Podcast Rising Voices of Fundraising: The AFP Emerging Leaders Podcast Association of Fundraising Professionals The UKBitcoinMaster Podcast Series The UKBitcoinMaster Podcast Series - The UK Bitcoin Master The Legal Podcast Network The Legal Podcast Network The Legal Podcast Network (LPN) Rec Tech: the Recruiting Technology Podcast Rec Tech: the Recruiting Technology Podcast Chris Russell Optimizing Your Google Business Profile for Maximum Visibility Optimizing Your Google Business Profile for Maximum Visibility GMB Crush FactSet Evening Market Recap FactSet Evening Market Recap Factset Ash Said It® Show Ash Said It® Show Ash Brown RadioCSIRT RadioCSIRT Radio CSIRT HOGENT: kwaliteit dus! HOGENT: kwaliteit dus! The Podcast Planet Price of Business Show Price of Business Show Price of Business Show JustPaid.io- The Future of Business Finance JustPaid.io- The Future of Business Finance JustPaid.ai eCommerce Fastlane: Shopify Growth Strategies—Where AI Efficiency Meets Human Connection eCommerce Fastlane: Shopify Growth Strategies—Where AI Efficiency Meets Human Connection Steve Hutt | Shopify and eCommerce Expert Daybreak Daybreak The Ken Jim Rohn Motivation Daily Jim Rohn Motivation Daily Jim Rohn ColdFusion ColdFusion Dagogo Harvard Business Review Harvard Business Review HBR Evan Carmichael - Believe: Unlocking Your True Potential Evan Carmichael - Believe: Unlocking Your True Potential Evan Carmichael Real Money Real Business Podcast Real Money Real Business Podcast Empire Flippers Afternoons Live with Tyler Axness Afternoons Live with Tyler Axness MWC The Moneywise Guys The Moneywise Guys Wealth Management - Community Commodity Week Commodity Week Todd E. Gleason CNBC Business News Update CNBC Business News Update CNBC Not Your Advisor Not Your Advisor Daily Stock Market News under 15 min. No ads. No Politics! Mining Stock Daily Mining Stock Daily Trevor Hall Everything Marketplaces Everything Marketplaces Everything Marketplaces The Shamieka Dean Show ® The Shamieka Dean Show ® Shamieka Dean The Uneducated PT The Uneducated PT Karl O Rourke Yaron Brook Show Yaron Brook Show Yaron Brook NomadTreneur NomadTreneur AC Wilson The Pomp Podcast The Pomp Podcast Anthony Pompliano Biz Talk Today TV Biz Talk Today TV Evergreen Podcasts | CrossCheck Media Fede Tessore - El Podcast Fede Tessore - El Podcast Federico Tessore Ubezpieczenia po ludzku Ubezpieczenia po ludzku Marcin Kowalik Becker’s Healthcare Podcast Becker’s Healthcare Podcast Becker's Healthcare Market Makers Market Makers Market Makers
Making Cents

Business

Making Cents

Frances Cook

How to Invest for Financial Freedom - WEBINAR REPLAY

June 25, 2026 12:00pm 49 min

Financial freedom sounds great in theory, but what does it actually take to get there as a normal person?In this webinar, Frances Cook is joined by Sheppard & Ormsby chartered accountant Bronwyn Candish and EnableMe nati...

Why "Being Normal" Is The Most Expensive Thing You Can Choose

June 24, 2026 12:00pm 28 min

Being weird with money is the smartest thing you can do, to get financial freedom.Most of us are following the same money playbook, and it’s not working.Around 30% of New Zealanders don't have $1,000 in savings, and over...

What Accountants Wish You Knew About the IRD

June 21, 2026 12:00pm 34 min

Many New Zealanders are overpaying tax, missing refunds they're entitled to, and leaving money on the table, simply because the system is confusing and nobody explained the rules.In this episode of Making Cents, chartere...

Why Being a Loyal Customer Costs You Thousands

June 18, 2026 12:00pm 6 min

Frances Cook joins the TVNZ Breakfast team to explain the loyalty tax costing New Zealanders hundreds of dollars a year on power, insurance and banking, and the simple habit that can win it back without even switching pr...

What Actually Gets You a Better Price for Your House

June 17, 2026 12:00pm 19 min

You're about to spend thousands getting your house ready to sell. Professional staging. A photographer. Maybe a lick of paint on the fence.But in a buyer's market with interest rates climbing, how do you know what actual...

The Truth About NZ's Economy Right Now

June 14, 2026 12:00pm 46 min

Something’s off, and that something is the economy.The latest drop of economic forecasting shows exactly what’s happening with the cost of living, your job, and your mortgage. It’s not looking great. But if we know what'...

The SpaceX IPO Needs a Bright Red Hype Warning

June 11, 2026 12:00pm 10 min

As SpaceX hits the share market in one of the biggest IPOs ever, Frances Cook breaks down how IPOs actually work, why retail investors are getting an unusually large slice this time and whether that is as generous as it ...

Can I Actually Count on NZ Super Being There For Me?

June 10, 2026 12:00pm 15 min

Retirement planning is stressful enough without governments constantly threatening to move the goalposts.Means testing, wealth taxes, a rising retirement age; how much of it is real, and how much can you actually count o...

The Investing Trap That Even the Experts Fall Into (And How to Avoid It)

June 07, 2026 12:00pm 42 min

Most investing mistakes don't look like mistakes when you're making them.Chris Walsh from MoneyHub joins us to break down the most common investing traps New Zealanders fall into, and the simple strategies that actually ...

HOLY SH*T WE WON

June 04, 2026 6:45pm 1 min

Best Business Podcast - NZ Radio & Podcast Awards 2026

You're On Your Own, Kid. Here's What That Means For Your Money

June 04, 2026 12:00pm 6 min

With the latest Budget signalling little relief for struggling Kiwis, Frances Cook joins the TVNZ Breakfast team to talk about what you can actually do to protect yourself financially when the recovery keeps getting push...

Are Shoebox Apartments About To Take Over NZ?

June 03, 2026 12:00pm 16 min

Could the home of the future be the size of a carpark? The government is talking about scrapping minimum apartment size rules, and one Making Cents listener wants to know if that's a housing fix or a housing trap.Vanessa...

A Michelin-Trained Chef's Insider Secrets To Saving Money On Your Food

May 31, 2026 12:00pm 30 min

Adele Holland cooked for billionaires on private jets. Now she helps real people eat well for $50 a week, and she reckons the skills transfer better than you'd think.Adele is a Michelin-trained chef who spent years cooki...

Are Small Homes A Bad Buy?

May 28, 2026 12:00pm 13 min

Apartments and townhouses are selling for less than people paid for them, and in record numbers. Frances Cook joins RNZ Nights to break down why smaller properties are taking a bigger hit than the rest of the property ma...

The Money Timeline That Lets Normal People Build Wealth

May 27, 2026 12:00pm 27 min

If you've ever wondered why some people build real wealth on ordinary incomes, while others save for decades and still feel behind, this episode is the answer.Financial journalist Frances Cook breaks down the relationshi...

Why Overwhelmed Parents End Up Spending More Money, And How To Fix It

May 24, 2026 12:00pm 54 min

What if the chaos of parenthood is actually building your business brain?Renata Wiles was posting videos on the internet, with no business background, no tech background, and no real following.Now she's the founder of Ro...

KiwiSaver Changes On The Cards Again - Are They Worth It?

May 21, 2026 12:00pm 6 min

Frances Cook joins the TVNZ Breakfast team to crunch the numbers on a proposed policy that would automatically enrol newborns into KiwiSaver with a $1,000 government contribution and what that could actually be worth by ...

NZ's Hottest Jobs in 2026… And How to Get Paid More in Any of Them

May 20, 2026 12:00pm 37 min

One in four young people in NZ can't find work. But some jobs are up 200% year on year.The job market hasn't collapsed - it's split. And if you're on the wrong side of that split, waiting for things to improve isn't a st...

The Lazy Investor's Guide To Building Real Wealth

May 17, 2026 12:00pm 39 min

Most of us assume that getting ahead financially means working harder, watching the markets, and making smart moves. The data says that’s wrong.In this episode, Frances talks with Sean Freer, Director of Global Exchange ...

10 Pieces Of Advice I'd Give My 20-Year-Old Self

May 14, 2026 12:00pm 9 min

Frances Cook shares the ten money lessons she wishes she'd known at 20, including the mindset shifts, small habits, and easy wins that made the biggest difference to her financial life.Follow me everywhere!Facebook / Fra...

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