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Prosperity on the Horizon

Business

Prosperity on the Horizon

Julianna Nagy

What Actually Changed on 1 July and What It Means for Your Business

July 06, 2026 3:00pm 9 min

Julianna, founder of Horizon Accounts, introduces a new series on building a strong financial year and explains key changes from 1 July. Superannuation must now be paid on payday each pay run (Payday Super). The national...

What You Can Still Do After June 30 and How to Make FY2027 Your Best Year Yet

June 29, 2026 3:00pm 19 min

In the final episode of the 2026 financial year, Julianna explains what still matters at year end and how to start 2027 with financial clarity. She outlines key deadlines: business purchases must be paid for and ready to...

What Your Business Earns vs What You Can Actually Spend

June 22, 2026 3:00pm 18 min

In episode 122 of Prosperity on the Horizon, Julianna explains why business revenue and a healthy bank balance do not mean the money is yours to spend, because some funds are already committed to things like GST, superan...

Why Knowing Your Revenue Is Not Enough

June 15, 2026 3:00pm 19 min

Julianna explains why many founders feel cash is always tight even when revenue is strong and why a bank balance alone does not show the full picture. She clarifies the difference between revenue (what you earn), profit ...

Every June This Happens, Yet It Comes as a Surprise. Why?

June 08, 2026 3:00pm 20 min

Julianna explains what matters at the end of the 2026 financial year and what is time sensitive before 30 June. She outlines two key actions that must happen before year end: business purchases must be bought, paid for a...

What Founders Do When They Don't Know What's Coming Next Month

May 28, 2026 3:00pm 18 min

Julianna explains how running a business without knowing your numbers creates constant uncertainty that costs time, money, energy and opportunities and increases anxiety, especially when books have been avoided for month...

Can Your Business Support the Hire You Keep Putting Off?

May 21, 2026 3:00pm 17 min

Julianna explains that the hire founders keep delaying is usually a visibility problem rather than a money problem, because many people rely on feelings instead of data and do not know what the next 30 to 60 days look li...

Why the Money Always Seems to Run Out Before the Month Does

May 14, 2026 3:00pm 16 min

In episode 117 of Prosperity on the Horizon, Julianna explains why founders often feel like money “disappears” even in a good month. She describes three common causes: the delay between earning money and receiving it, un...

The Financial Decision You Made on a Gut Feeling

May 07, 2026 3:00pm 18 min

In episode 116, Julianna starts a new series about the decisions founders make when they do not have the right financial information in front of them. She explains how common “gut feeling” choices can be, such as saying ...

The 5-Minute Weekly Money Habit

April 30, 2026 3:00pm 18 min

In the final episode of this series, Julianna recaps recent topics on pricing, cash flow, knowing your expenses and paying yourself and explains that the key is having regular visibility of what is happening in your busi...

How to Pay Yourself Without Guilt

April 23, 2026 3:00pm 16 min

In this episode, Julianna talks about the guilt many business owners feel when paying themselves, even when the business is healthy. She explains how the belief “I’ll pay myself properly when things are more stable” ofte...

The Real Cost of Not Looking

April 17, 2026 4:30am 19 min

Julianna shares a personal reflection on Hungary’s recent election and links it to a common pattern she sees in small businesses: the cost of avoiding the numbers. She explains that many founders think their expenses are...

The Number You Should Know by Heart

April 09, 2026 3:00pm 19 min

Julianna explains why founders should know a few key financial numbers without relying on accounting software, because quick decisions about hiring, pricing and deals often need confidence and clarity. She shares an exam...

Why Your Best Month Still Felt Tight

April 02, 2026 3:00pm 18 min

Julianna explains why a strong revenue month can still feel financially tight and why higher revenue does not always mean more cash in the bank. She outlines the difference between revenue, cash and profit, and shares a ...

The Price You're Afraid to Charge

March 26, 2026 3:00pm 15 min

Julianna talks about the emotional side of pricing and why many small business owners undercharge because they fear losing clients. She explains that charging too little can attract price-sensitive clients, create resent...

Where Did My Time Go?

March 12, 2026 3:00pm 13 min

In episode 109, Julianna talks about why business owners often feel their weeks disappear, with days filled by calls, emails, small problems, chores and screen time. She shares research from University College London and...

Numbers Made Simple: Financial Confidence for Creative Entrepreneurs

March 05, 2026 2:00pm 14 min

In episode 108, Julianna explains that creative and service-based business owners don’t need to be “numbers people” to lead their businesses well; they need clear, relevant ways to understand finances. The episode refram...

The Smart Way to Prepare for a Stress-Free End of Financial Year

February 26, 2026 2:00pm 10 min

In episode 107, Julianna explains why the end of the financial year often feels rushed and stressful, and says it usually comes from not knowing where the business stands because accounts are not fully up to date. With f...

When the Numbers Finally Start Making Sense

February 19, 2026 2:00pm 14 min

In episode 106, Julianna shares what she has noticed in conversations with creative and service-based business owners whose revenue looks steady but who still feel uncertain about their finances. She explains that the is...

Business Finance Trends in 2026: What’s in Focus for Small Business Owners

February 12, 2026 2:00pm 14 min

In episode 105, the focus is on business finance trends for 2026, particularly for small to medium-sized businesses in Australia. Julianna discusses the evolving challenges and priorities for business owners, emphasising...

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