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Retirement Coffee Talk Retirement Coffee Talk Charisse Rivers Charmingly Toxic Charmingly Toxic Charmingly Toxic Hosted By Denise Capurso The Instant Alignment: 1 Minute Magic The Instant Alignment: 1 Minute Magic Jenny Garufi | Meditation and Inner Peace Guide The Morley Minute The Morley Minute Patrick Morley Bible Answer Man Podcast with Hank Hanegraaff Bible Answer Man Podcast with Hank Hanegraaff The Christian Research Institute Adult Child Adult Child Andrea Ashley ligand podcast|پادکست غیر روانشناسی لیگاند ligand podcast|پادکست غیر روانشناسی لیگاند Danial Kardar Jim Rohn Motivation Jim Rohn Motivation Jim Rohn Motivation 通勤學英語 15Mins Today 通勤學英語 15Mins Today fifteenmins Learn German with Fexingo Learn German with Fexingo Fexingo Learn Italian with Fexingo Learn Italian with Fexingo Fexingo Learn Portuguese with Fexingo Learn Portuguese with Fexingo Fexingo Your Daily Portion with L. David Harris Your Daily Portion with L. David Harris L. David Harris Learn Swedish with Fexingo Learn Swedish with Fexingo Fexingo Learn Danish with Fexingo Learn Danish with Fexingo Fexingo Learn Norwegian with Fexingo Learn Norwegian with Fexingo Fexingo Learn Finnish with Fexingo Learn Finnish with Fexingo Fexingo Learn Chinese with Fexingo Learn Chinese with Fexingo Fexingo 英語で国内ニュース 英語で国内ニュース 内田サラ Learn Korean with Fexingo Learn Korean with Fexingo Fexingo KidsNewsFlash KidsNewsFlash KidsNewsFlash Universe Langsam Gesprochene Nachrichten | Audios | DW Deutsch lernen Langsam Gesprochene Nachrichten | Audios | DW Deutsch lernen DW 🌈 Mini Sounds Learning Time 🌈 Mini Sounds Learning Time Mini Sounds Walking with Jesus with Pastor Doug Anderson Podcast Walking with Jesus with Pastor Doug Anderson Podcast Pastor Doug Anderson Learn Telugu with Fexingo Learn Telugu with Fexingo Fexingo Learn Thai with Fexingo Learn Thai with Fexingo Fexingo This Day This Day MWC Wayne Dyer Podcast Wayne Dyer Podcast Vishnu Swami Learn Indonesian with Fexingo Learn Indonesian with Fexingo Fexingo The Daily Light The Daily Light Calvary Chapel Susanville Learn Persian with Fexingo Learn Persian with Fexingo Fexingo St James BC Podcast St James BC Podcast Pastor Aaron Binder The Foreign Desk The Foreign Desk Monocle Horse Hippie’s Morning Mantras Horse Hippie’s Morning Mantras Horse Hippie Bright Side Bright Side TheSoul Publishing Mis Propias Finanzas Mis Propias Finanzas Juan Pablo Zuluaga Podcast Agro Pintar Podcast Agro Pintar Choon Kiat Lim
Retirement Coffee Talk

Education

Retirement Coffee Talk

Charisse Rivers

The Retirement Tax Bomb (And How to Defuse It)

July 04, 2026 3:00am 47 min

Are you writing checks to Uncle Sam in retirement and wondering why the tax bill hasn't stopped? In this episode of Retirement Coffee Talk, Charisse Rivers of Zinnia Wealth breaks down the shocking reality of retirement ...

IPOs vs. Income Buckets: Are You Chasing Flashy Stocks?

June 30, 2026 3:00am 17 min

Did you know that 70% of failed retirement plans collapse within the very first five years? In this episode of Retirement Coffee Talk, Charisse Rivers explores why seasoned investors are tuning out flashy stock market he...

The First Five Years: Why Most Do-It-Yourself Retirement Plans Fail

June 23, 2026 3:00am 17 min

If your retirement income strategy relies solely on traditional calculations, you could be leaving your financial future exposed to hidden hazards. In this episode of Retirement Coffee Talk, host Charisse Rivers of Zinni...

DIY Disasters: The Tax and Target-Date Pitfalls You Should Watch For

June 20, 2026 3:00am 49 min

Are you unintentionally setting a tax trap for your future self in retirement? In this episode of Retirement Coffee Talk, Charisse Rivers deconstructs the hidden pitfalls facing everyday investors and do-it-yourselfers. ...

Your Grandpa’s Portfolio Won't Work: Retiring by Design

June 16, 2026 3:00am 14 min

Are you unknowingly setting a tax trap at your retirement finish line? In this episode of Retirement Coffee Talk, host Charisse Rivers breaks down why "cookie-cutter" investment strategies leave retirees vulnerable to un...

Retiring by Design: Ditching Cookie-Cutter Financial Advice

June 13, 2026 3:00am 46 min

Instead of falling into the "cookie-cutter" trap of big bank brokerages, how do you successfully navigate modern market volatility and unexpected tax bills at the finish line? Host Charisse Rivers breaks down her signatu...

Is Your Retirement Strategy Stuck on Autopilot?

June 09, 2026 3:00am 18 min

Is your retirement strategy running on autopilot in an unpredictable market? In this episode of Retirement Coffee Talk, Charisse Rivers Zinnia Wealth breaks down why relying on standard tech-heavy portfolios and "set-it-...

The AI Stock Illusion: Is Your Retirement Portfolio at Hidden Risk?

June 06, 2026 3:00am 48 min

Are you approaching today's volatile market with one foot on the gas and one foot on the brake? In this episode of Retirement Coffee Talk, Charisse Rivers breaks down the illusions of the artificial intelligence stock bo...

Beyond the Budget: The Real Cost of Unplanned Retirement Splurges

June 02, 2026 3:00am 18 min

Saying goodbye to a client because they won't stop overspending highlights the delicate balance between enjoying your hard-earned wealth and outliving your money. Host Charisse Rivers of Zinnia Wealth challenges traditio...

The "Permission to Spend" Portfolio

May 30, 2026 3:00am 47 min

Forget the finger-wagging advice of old-school financial gurus who tell you to skip your morning coffee. This episode breaks down why modern retirement planning isn't about restriction—it's about finding the confidence t...

The DIY Retirement Trap: Is Your Portfolio Outliving Your Planning?

May 26, 2026 3:00am 10 min

Spending five hours a day managing your own investment portfolio might feel productive, but what critical elements of your retirement plan are falling through the cracks? In this episode of Retirement Coffee Talk, Charis...

Saying Uncle to Uncle Sam: Outsmarting Retirement Tax Traps

May 23, 2026 3:00am 53 min

Retirement isn’t as complex as the big banks want you to think, but transitioning from collecting a paycheck to generating your own requires a completely different strategy. Host Charisse Rivers breaks down the realities...

Why Retire Just to Spend Less? The Math No One Questions

May 19, 2026 3:00am 9 min

What if the biggest mistake retirees make isn’t running out of money—but not using it when life is best? On this episode of the Retirement Coffee Talk Podcast, Charisse Rivers takes a closer look at long‑standing retirem...

Why Are You Still Writing Checks to the IRS in Retirement? | Can Your Portfolio Handle the Next Market Drop?

May 16, 2026 3:00am 25 min

On this episode: For years you wrote a check to Uncle Sam in April. Now that you’re retired, that should change… right? Maybe not. The formulas say you need 80% of your working-years income in retirement. Is that actual...

The Hidden Expenses That Sneak Up on Retirees

May 14, 2026 3:00am 11 min

What if the biggest threats to your retirement aren’t market swings—but the everyday costs no one warns you about? On this episode of the Retirement Coffee Talk podcast, Charisse Rivers breaks down the surprising expense...

Is Capping Social Security the Smart Fix—or a Distraction?

May 12, 2026 12:18pm 9 min

What if the Social Security plan you’re counting on isn’t as untouchable as you think?In this episode of the Retirement Coffee Talk Podcast, Charisse Rivers digs into renewed proposals to cap Social Security benefits and...

Why Taking the “Wrong” Retirement Withdrawal Can Cost More Than You Think | New Social Security Ideas Keep Surfacing—Here’s Why

May 09, 2026 3:00am 28 min

On this episode: Everyone says there’s a “right order” to take retirement income—but taxes can turn simple advice into an expensive mistake. You saved for decades—so why do so many retirees end up afraid to spend when i...

Why “Buying the Dip” Can Work Against Retirees | The Retirement Costs Nobody Warns You About

May 02, 2026 3:00am 26 min

On this episode: Waiting for the perfect market dip sounds smart—but for retirees, it can lead to missed growth and added risk.  Retiring into a down market isn’t just uncomfortable—it can permanently damage a retiremen...

What Can Get in the Way of Your Retirement Timing

April 30, 2026 3:00am 7 min

If you ask people preparing for retirement and those IN retirement the same question, you may get very different answers. That seems to be the case with retirement timing. Like this episode?  Hit that Follow button and n...

Avoid These 5 Mistakes Before Retirement

April 28, 2026 4:53pm 17 min

Charisse walks through five common mistakes she sees from people who try to handle retirement planning on their own. Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even m...

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