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The Auto Finance Roadmap The Auto Finance Roadmap Auto Finance News Made In Minnesota Made In Minnesota Ingstad Media Gysi gegen Guttenberg – Der Deutschland Podcast Gysi gegen Guttenberg – Der Deutschland Podcast Open Minds Media, Karl-Theodor zu Guttenberg & Gregor Gysi Stu and Dave Do America Stu and Dave Do America Blaze Podcast Network The Gilgo Beach Murders: The Case Against Rex Heuermann The Gilgo Beach Murders: The Case Against Rex Heuermann True Crime Today Rallying in America: The Recce Podcast Rallying in America: The Recce Podcast Jim Booth The American College of Artificial Intelligence and Medicine The American College of Artificial Intelligence and Medicine Melvin Speisman Destiny Destiny Destiny Jordan B Peterson on Odysee Jordan B Peterson on Odysee Jordan B Peterson El Día al instante El Día al instante Diario El Día Daily Updates on Russian Invasion of Ukraine Daily Updates on Russian Invasion of Ukraine Professor Gerdes Radio Moddergat Radio Moddergat ZONE21 Vinohradská 12 Vinohradská 12 Český rozhlas The Chris Plante Show The Chris Plante Show WMAL | Cumulus Podcast Network | Cumulus Media Washington Where It All Starts Where It All Starts Zandile Qhuqha Christchurch News Today | 2 Min News | The Daily News Now! Christchurch News Today | 2 Min News | The Daily News Now! The Daily News Now! Polos Opuestos Polos Opuestos El Conquistador FM The Windsor Report The Windsor Report Jack Windsor The Daily Signal The Daily Signal The Daily Signal Radio Wnet Radio Wnet Radio Wnet Big Take Big Take Bloomberg and iHeartPodcasts Michigan Wolverines Football News Today Football | 2 Min News | The Daily News Now! Michigan Wolverines Football News Today Football | 2 Min News | The Daily News Now! The Daily News Now! Panorama CBN Panorama CBN CBN Pro Golf News Today | 2 Min News | The Daily News Now! Pro Golf News Today | 2 Min News | The Daily News Now! The Daily News Now! Daily Download Daily Download 620 WTMJ SANS Internet Storm Center's Daily Network Security News Podcast SANS Internet Storm Center's Daily Network Security News Podcast Johannes B. Ullrich DjamgaMind: Executive Intelligence (The Technology Business Forensic Network) - No ADS DjamgaMind: Executive Intelligence (The Technology Business Forensic Network) - No ADS Etienne Noumen Charleston News Today | 2 Min | The Daily News Now! Charleston News Today | 2 Min | The Daily News Now! The Daily News Now! The John Phillips Show The John Phillips Show 790 KABC Radio | Cumulus Los Angeles WCBU Newscasts WCBU Newscasts WCBU Kansas City Royals News Today | 2 Min News | The Daily News Now! Kansas City Royals News Today | 2 Min News | The Daily News Now! The Daily News Now! Fox News Radio 1 Minute Newscast Fox News Radio 1 Minute Newscast FOX News Podcasts MATÉRIAS CBN MATÉRIAS CBN Rádio CBN Music City Minute Music City Minute 98.5 KYGO GREY Journal Daily News Podcast GREY Journal Daily News Podcast GREY Journal The Philip DeFranco Show The Philip DeFranco Show Philip DeFranco Deadline: White House Deadline: White House Nicolle Wallace, MS NOW
The Auto Finance Roadmap

News

The Auto Finance Roadmap

Auto Finance News

BMW Financial’s lease penetration normalizes post-EV tax credit

July 06, 2026 2:12pm 23 min

BMW Financial Services’ lease penetration has normalized following the elimination of the federal electric vehicle tax credit, says Ole Jensen, chief executive and president of the captive in North America.  “We [have] s...

Rising insurance costs add to affordability woes

June 29, 2026 4:16pm 11 min

Car buyers are facing a tough market as rising insurance costs add to vehicle ownership expenses and lenders are mindful of high loan-to-value ratios.  The national six-month auto insurance premium rose 7.5% year over ye...

Podcast: Carvana, CarMax sales rise, interest rates decline

June 22, 2026 5:48pm 10 min

Auto retailers are gaining momentum on the heels of increased sales and finance volume even as the industry navigates continued affordability headwinds.  Carvana last week opened its first test-drive center in Dallas aft...

Carvana VP of finance talks rate cuts, profitability, sales growth

June 15, 2026 11:41am 19 min

Carvana has lowered its interest rates as its profitability, sales and finance volume improve. The Tempe, Ariz.-based retailer in the past year has focused on expanding inventory to meet consumers’ needs as car prices ri...

Buyers’ AI-powered research reshapes powersports purchases

June 08, 2026 4:17pm 18 min

AI-powered research tools are changing how consumers shop for powersports vehicles, prompting dealers to spend more time explaining financing options and correcting misconceptions about rates, promotions and pricing. Con...

Used-car financing gains share as affordability pressures mount

June 01, 2026 5:45pm 8 min

Used-car financing gained ground in the first quarter as affordability pressures continued to push consumers away from higher-priced new vehicles. Used vehicles accounted for 58.6% of all auto financing in Q1, up from 58...

Auto leaders dive into affordability, funding diversification, credit performance

May 18, 2026 4:06pm 6 min

The higher cost of living is exacerbating affordability concerns and prompting auto lenders to take a close look at rising delinquencies, asset pricing and innovative programs to get consumers into vehicles.  The inaugur...

Financing key for 81% of shoppers when making large purchases

May 14, 2026 5:58pm 20 min

Powersports dealers are introducing financing discussions earlier in the buying process as affordability concerns and economic uncertainty shape consumer behavior during the industry’s peak selling season. May is one of ...

Originations rise in Q1 as affordability challenges, EV demand grow

May 04, 2026 5:18pm 8 min

In the first quarter, the auto finance industry balanced strong auto loan originations with persistent affordability challenges, shifting EV demand and rising asset-backed securitization activity. Auto lenders, including...

‘Affordability is No. 1’ driver of PNC’s auto refinance demand

April 27, 2026 4:00am 14 min

Consumer budget concerns are driving year-over-year surges in auto refinance applications, Strati Papageorge, senior vice president of product at PNC Financial, tells Auto Finance News in the latest episode of “The Auto ...

Lenders report mixed auto originations, delinquencies dip in Q1

April 20, 2026 5:12pm 9 min

Lenders’ auto originations were mixed in the first quarter, though most reported declining delinquencies.Originations reported by major banks include:Ally Financial, up 12.8% YoY to $11.5 billion;CarMax Auto Finance, dow...

Rising costs, EV demand, regulation reshape auto finance landscape

April 13, 2026 4:41pm 14 min

Auto lenders and dealers are navigating mounting pressure in 2026 as inflation, geopolitical conflict and regulatory shifts weigh on profitability and consumer behavior. Auto lenders are responding to tighter margins by ...

Auto lenders balance growth with rising credit, affordability pressures

April 06, 2026 7:16pm 11 min

Auto lenders are working to balance growth against rising credit and affordability pressures as the market adjusts to shifting consumer behavior in 2026. Luxury vehicle financier Rizz Lending this month secured a $300 mi...

Iran war, rising fraud further pressure auto industry

April 06, 2026 6:57pm 16 min

Continued concerns around the Iran war and an increase in fraud schemes are placing more stress on auto lenders, dealers and consumers while driving shifts in risk management and strategy. The war has pushed oil prices a...

Capital One’s Sanjiv Yajnik IDs technological shifts in auto finance

March 23, 2026 3:54pm 35 min

AI adoption is changing how auto finance companies approach efficiency gains and how the industry scales, Sanjiv Yajnik, president of financial services at Capital One, tells Auto Finance News in the latest episode of “T...

Iran war spurs economic uncertainty for auto finance industry

March 16, 2026 6:35pm 16 min

The auto finance industry continues to navigate heightened economic uncertainty as the Iran war drives oil prices higher, adding pressure to consumers already facing elevated vehicle prices and borrowing costs.  Crude oi...

Rising gas prices, high rates add to affordability woes

March 09, 2026 5:24pm 8 min

Despite a rise in subprime financing share in the fourth quarter of 2025, affordability remains a key focus for auto lenders and dealers as lower-income consumers continue to be disproportionately affected by higher ever...

Auto lenders eye AI, blockchain liquidity, social media trends

March 02, 2026 5:06pm 9 min

Auto lenders are eyeing AI and other digital technologies amid continued industrywide concerns over affordability pressures.Chase Auto will deploy AI that can fully automate the contract booking and funding process in 20...

Drivers underestimate annual car ownership costs with Synchrony’s Keith Mait

February 24, 2026 12:20pm 24 min

Drivers underestimate the cost of owning a vehicle by nearly $4,500 a year, underscoring mounting affordability pressures across the auto market. There is a growing disconnect between consumer expectations and the rising...

Auto industry adapts to evolving technology, affordability

February 09, 2026 4:21pm 12 min

Auto dealers and lenders are looking to new technologies and ventures to grow operations as the retail auto market faces uncertainty, especially around used vehicles and EVs, in 2026. Dealer captive financier AutoNation ...

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