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The Auto Finance Roadmap The Auto Finance Roadmap Auto Finance News First Principles First Principles Adrian Wells Answer Engine Optimization (AEO): The AI Search Podcast Answer Engine Optimization (AEO): The AI Search Podcast AEO Engine Boss Up Visual Podcast Show Boss Up Visual Podcast Show Shiketa Days & Derrick Days Émotions (au travail) Émotions (au travail) Louie Media Almond Journey Almond Journey Almond Journey Fabrik der Zukunft | Inspirationen für die Produktion und Logistik von morgen Fabrik der Zukunft | Inspirationen für die Produktion und Logistik von morgen Tobias Herwig Market Updates Market Updates Marcus Today Meredith's Husband | SEO for People Who Don't Like SEO Meredith's Husband | SEO for People Who Don't Like SEO A professional photographer and her SEO husband TheDialedInPodcast TheDialedInPodcast Cole Gembicki Sadhguru Deutsch Sadhguru Deutsch Sadhguru Deutsch Reflections on Generosity for Capital Campaigns Reflections on Generosity for Capital Campaigns Small Town Capital Campaigns Emajin Golf: Beyond the 19th Emajin Golf: Beyond the 19th Raj Narayan The SME Stream The SME Stream iHeartRadio NZ Bitcoin News Alerts | Daily BTC Macro Signal Bitcoin News Alerts | Daily BTC Macro Signal Bitcoin News Alerts Afrique économie Afrique économie RFI SANS Internet Storm Center's Daily Network Security News Podcast SANS Internet Storm Center's Daily Network Security News Podcast Johannes B. Ullrich LinkedIn Ads Show LinkedIn Ads Show AJ Wilcox Crypto News Today | 2 Min News | The Daily News Now! Crypto News Today | 2 Min News | The Daily News Now! The Daily News Now! GREY Journal Daily News Podcast GREY Journal Daily News Podcast GREY Journal CNBC's "Fast Money" CNBC's "Fast Money" CNBC World Business Report World Business Report BBC World Service Marketplace Marketplace Marketplace Blockchain Dialogues Blockchain Dialogues Blockchain Dialogues True Hustle Podcast True Hustle Podcast JR Jimenez Fox Business Hourly Report Fox Business Hourly Report FOX News Podcasts PIMCO Pod PIMCO Pod PIMCO Charting Wealth's Daily Stock Trading Review Charting Wealth's Daily Stock Trading Review ChartingWealth.com 每日聽管理 每日聽管理 經理人 Tony Robbins Podcast Daily Tony Robbins Podcast Daily Tony Crain's Daily Gist Crain's Daily Gist Crain's Chicago Business Afternoons Live with Tyler Axness Afternoons Live with Tyler Axness MWC Finance Exam Prep Finance Exam Prep Ran Chen, EA, CFP® Good News York by Growth Mode Content Good News York by Growth Mode Content Growth Mode Content Alpha Casts - AI Market Intelligence Alpha Casts - AI Market Intelligence StockAlpha.ai Yaron Brook Show Yaron Brook Show Yaron Brook Do Zero ao Topo Do Zero ao Topo InfoMoney
The Auto Finance Roadmap

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The Auto Finance Roadmap

Auto Finance News

BMW Financial’s lease penetration normalizes post-EV tax credit

July 06, 2026 2:12pm 23 min

BMW Financial Services’ lease penetration has normalized following the elimination of the federal electric vehicle tax credit, says Ole Jensen, chief executive and president of the captive in North America.  “We [have] s...

Rising insurance costs add to affordability woes

June 29, 2026 4:16pm 11 min

Car buyers are facing a tough market as rising insurance costs add to vehicle ownership expenses and lenders are mindful of high loan-to-value ratios.  The national six-month auto insurance premium rose 7.5% year over ye...

Podcast: Carvana, CarMax sales rise, interest rates decline

June 22, 2026 5:48pm 10 min

Auto retailers are gaining momentum on the heels of increased sales and finance volume even as the industry navigates continued affordability headwinds.  Carvana last week opened its first test-drive center in Dallas aft...

Carvana VP of finance talks rate cuts, profitability, sales growth

June 15, 2026 11:41am 19 min

Carvana has lowered its interest rates as its profitability, sales and finance volume improve. The Tempe, Ariz.-based retailer in the past year has focused on expanding inventory to meet consumers’ needs as car prices ri...

Buyers’ AI-powered research reshapes powersports purchases

June 08, 2026 4:17pm 18 min

AI-powered research tools are changing how consumers shop for powersports vehicles, prompting dealers to spend more time explaining financing options and correcting misconceptions about rates, promotions and pricing. Con...

Used-car financing gains share as affordability pressures mount

June 01, 2026 5:45pm 8 min

Used-car financing gained ground in the first quarter as affordability pressures continued to push consumers away from higher-priced new vehicles. Used vehicles accounted for 58.6% of all auto financing in Q1, up from 58...

Auto leaders dive into affordability, funding diversification, credit performance

May 18, 2026 4:06pm 6 min

The higher cost of living is exacerbating affordability concerns and prompting auto lenders to take a close look at rising delinquencies, asset pricing and innovative programs to get consumers into vehicles.  The inaugur...

Financing key for 81% of shoppers when making large purchases

May 14, 2026 5:58pm 20 min

Powersports dealers are introducing financing discussions earlier in the buying process as affordability concerns and economic uncertainty shape consumer behavior during the industry’s peak selling season. May is one of ...

Originations rise in Q1 as affordability challenges, EV demand grow

May 04, 2026 5:18pm 8 min

In the first quarter, the auto finance industry balanced strong auto loan originations with persistent affordability challenges, shifting EV demand and rising asset-backed securitization activity. Auto lenders, including...

‘Affordability is No. 1’ driver of PNC’s auto refinance demand

April 27, 2026 4:00am 14 min

Consumer budget concerns are driving year-over-year surges in auto refinance applications, Strati Papageorge, senior vice president of product at PNC Financial, tells Auto Finance News in the latest episode of “The Auto ...

Lenders report mixed auto originations, delinquencies dip in Q1

April 20, 2026 5:12pm 9 min

Lenders’ auto originations were mixed in the first quarter, though most reported declining delinquencies.Originations reported by major banks include:Ally Financial, up 12.8% YoY to $11.5 billion;CarMax Auto Finance, dow...

Rising costs, EV demand, regulation reshape auto finance landscape

April 13, 2026 4:41pm 14 min

Auto lenders and dealers are navigating mounting pressure in 2026 as inflation, geopolitical conflict and regulatory shifts weigh on profitability and consumer behavior. Auto lenders are responding to tighter margins by ...

Auto lenders balance growth with rising credit, affordability pressures

April 06, 2026 7:16pm 11 min

Auto lenders are working to balance growth against rising credit and affordability pressures as the market adjusts to shifting consumer behavior in 2026. Luxury vehicle financier Rizz Lending this month secured a $300 mi...

Iran war, rising fraud further pressure auto industry

April 06, 2026 6:57pm 16 min

Continued concerns around the Iran war and an increase in fraud schemes are placing more stress on auto lenders, dealers and consumers while driving shifts in risk management and strategy. The war has pushed oil prices a...

Capital One’s Sanjiv Yajnik IDs technological shifts in auto finance

March 23, 2026 3:54pm 35 min

AI adoption is changing how auto finance companies approach efficiency gains and how the industry scales, Sanjiv Yajnik, president of financial services at Capital One, tells Auto Finance News in the latest episode of “T...

Iran war spurs economic uncertainty for auto finance industry

March 16, 2026 6:35pm 16 min

The auto finance industry continues to navigate heightened economic uncertainty as the Iran war drives oil prices higher, adding pressure to consumers already facing elevated vehicle prices and borrowing costs.  Crude oi...

Rising gas prices, high rates add to affordability woes

March 09, 2026 5:24pm 8 min

Despite a rise in subprime financing share in the fourth quarter of 2025, affordability remains a key focus for auto lenders and dealers as lower-income consumers continue to be disproportionately affected by higher ever...

Auto lenders eye AI, blockchain liquidity, social media trends

March 02, 2026 5:06pm 9 min

Auto lenders are eyeing AI and other digital technologies amid continued industrywide concerns over affordability pressures.Chase Auto will deploy AI that can fully automate the contract booking and funding process in 20...

Drivers underestimate annual car ownership costs with Synchrony’s Keith Mait

February 24, 2026 12:20pm 24 min

Drivers underestimate the cost of owning a vehicle by nearly $4,500 a year, underscoring mounting affordability pressures across the auto market. There is a growing disconnect between consumer expectations and the rising...

Auto industry adapts to evolving technology, affordability

February 09, 2026 4:21pm 12 min

Auto dealers and lenders are looking to new technologies and ventures to grow operations as the retail auto market faces uncertainty, especially around used vehicles and EVs, in 2026. Dealer captive financier AutoNation ...

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